
Immediate Liquidity for your Company
We pre-finance your invoices
Receive up to 95% of your invoice amount paid out on the same day and generate immediate liquidity for your company.
Your customer has up to 90 days to settle the outstanding debt with Finyoz.
Pre-finance your B2B invoices from 14 to 90 days easily and from an unbeatable % arrangement fee.
Finyoz is for everyone - from small and medium-sized companies (GmbHs) to large Enterprises in a wide range of industries.
A win-win for your company and your customers!
Pre-financing your invoices is so easy
1. Upload Invoices
You upload the invoice you want to pre-finance to Finyoz.
2. Check Fees
Finyoz calculates the fees for financing your invoice instantly. By confirming the fees, Finyoz forwards the invoice to your debtor to confirm the claim.
3. First payment
Your debtor confirms the claim, Finyoz arranges the financing and transfers up to 95% of the invoice amount to your company bank account less fees and interest.
4. Residual payment
Your debtor settles the oustanding receivable with Finyoz within the payment term. You receive the outstanding residual invoice amount.
Financing your invoices with Finyoz is that simple, efficient and cost-effective!
As a company, you remain the contact person for your customers and decide for yourself whether to have all or only selected invoices financed. For even more efficient processing, you can also upload your invoices from SAP ERP or Datev via API. You can keep an eye on everything at all times and from anywhere online or in the Finyoz web-app.
Preconditions to benefit from Finyoz
- Your company is a Limited Liability an older than 24 months
- Your company is located in Germany or Austria
- Your customers are based in Germany or Austria
- Your invoices have payment terms between 14 and 90 days
- You supply exclusively to commercial customers
- Your customer base is stable and has a consistent payment discipline
- Your accounts receivable are free of liens and the deliveries or services on which the accounts receivable are issued have been rendered in full
If everything applies, get started right away.
Still got questions?
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As a tied agent according to §3(2) WplG, Finyoz Deutschland GmbH is arranging deals in investments under §2(2)(3) WplG and placing financial instruments without a firm commitment §1(1a)(2)(1c) KWG under the name and account of DonauCapital Wertpapier GmbH, Passauer Str. 5, 94161 Ruderting, supervised by the German Financial Authority (“Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin”) which has a publicly accessible register under www.bafin.de listing all supervised companies. Payment services for Finyoz Deutschland GmbH are provided by CurrencyCloud B.V. (https://www.currencycloud.com/legal/terms/) registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of a electronic-money institution (Relation Number: R142701). Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)